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  1. #1
    Registered User New Member
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    Mar 2012
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    Upgrading from Green To Gold Card?

    I've been an Amex Green card holder since I got out of college a little over three years ago. I went with the Green card at the time because I wasn't sure if I would be able to get approved for Gold. I was wondering if I can have this card "Upgraded" to the American Express Preferred Rewards Gold card now, or if I will have to apply for this as a new card?

  2. #2
    Moderator
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    Feb 2012
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    I believe they do offer the option to "upgrade," in that it will still be seen as the same account on your credit report.

  3. #3
    Administrator Kevin F's Avatar
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    Dec 1969
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    Yes you can upgrade, I would call them at 1 800-528-4800 and press 0 three times to reach a live person right away.

  4. #4
    Registered User New Member
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    Since you can upgrade I assume it is possible to downgrade as well?

  5. #5
    Registered User New Member
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    I have upgraded before, you just have to call them. If you are upgrading from Green to Gold they should be able to do it without pulling your credit report again or anything like that. However I'm not sure how feasible upgrading from say Green to Blue Cash would be, at least with it still being reported as the same account.

  6. #6
    Administrator Kevin F's Avatar
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    Dec 1969
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    James brings up a good point. Green is a charge card and Blue Cash is credit so they report differently to Experian, Equifax and Transunion. If this is the case I am sure they will probably pull your credit again and open it up under a new account - although you can get them to backdate it.

  7. #7
    Moderator CreditDave's Avatar
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    Feb 2012
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    I agree with Kevin, time to upgrade.. you are losing rewards with the Green.

  8. #8
    Registered User New Member MrPlat's Avatar
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    Quote Originally Posted by Erik B View Post
    I was wondering if I can have this card "Upgraded" to the American Express Preferred Rewards Gold card now, or if I will have to apply for this as a new card?
    I actually did exactly that about a year ago. I applied for Amex Green right out of college as well because I wanted an American Express card - i really didn't care which one at the time. Once I established a history I called and had them upgrade the card. When I did this the new account was automatically backdated..this isn't something you have to request with Amex.
    The KILLER rewards card combo:
    American Express Blue Cash Preferred: 6% Gas, 3% Groceries
    Capital One Venture: 2% on all other purchases.

  9. #9
    Moderator CreditDave's Avatar
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    Feb 2012
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    Quote Originally Posted by MrPlat View Post
    I actually did exactly that about a year ago. I applied for Amex Green right out of college as well because I wanted an American Express card - i really didn't care which one at the time. Once I established a history I called and had them upgrade the card. When I did this the new account was automatically backdated..this isn't something you have to request with Amex.
    Did you upgrade from Green to Gold or Green to Platinum? I am assuming platinum, MrPlat haha...

  10. #10
    Moderator Frugal Mom's Avatar
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    Jul 2012
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    My husband upgraded his Gold to the Premier Rewards version awhile back and they did it right over the phone. It is seen as the same account on the credit report.
    Current Fico Scores: 710 TU, 732 EQ
    My Goal for 2012: 750+

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