American Express Financial Review Triggers

**bbmartin** · 04-22-2013, 01:25 PM

Does anyone know exactly what actions can trigger an Amex Financial Review? Seems like they are becoming more and more common and I am somewhat hesitant to really ramp up my spending with them until I know I won't have to waste hours going through the process. It seems like you have no option but to comply or they shut down your account and give you the boot.

**BitbyBit** · 04-24-2013, 02:17 PM

It really isn't that bad they just ask for proof of income and a tax return.

**Card Dude** · 04-25-2013, 06:10 PM

From everything that I've read the main trigger is an increase in spending. A Financial review is just risk assessment, if your potential risk goes up because of more spending, a missed payment etc you can expect them to review your account.

**Frugal Mom** · 05-21-2013, 03:45 PM

I would imagine another trigger would be a high number of recent credit inquires.

**Kevin F** · 05-22-2013, 03:51 PM

this is a test

**Flyer1107** · 06-05-2013, 03:38 PM

Originally Posted by Frugal Mom

I would imagine another trigger would be a high number of recent credit inquires.

I've heard that Amex actually continually monitors customers using soft credit pulls to attempt to detect changes in risk.

American Express Financial Review Triggers

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