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  1. #1
    Registered User Junior Member
    Posts
    21

    How useful is a department store bonus category?

    I've been thinking about getting the Blue Cash card for the grocery store rewards. And I'm torn between paying the fee for the Preferred card or just going with the Everyday card. (I don't like to pay fees.)

    But there are other better bonuses with the Preferred card too. Like the department store benefit. But how useful is that? What is included in department stores? I am not a big Macys, Bloomingdales person. So does it include H&M? If so, that could be the tipping for me to go with the Preferred.


  2. How useful is a department store bonus category?
  3. #2
    Registered User Semi Pro Member
    Posts
    327
    You can find the store that qualify for bonus category spending by following this link.

    The current department stores that qualify are:

    Bealls
    Belk
    Bloomingdale's
    Bon Ton Stores
    Boscov's
    Century 21 Department Stores
    Dillard's
    J.C. Penney (JCP)
    Kohl's
    Lord & Taylor
    Macy's
    Neiman Marcus
    Nordstrom
    Saks Fifth Avenue
    Sears
    Stein Mart

    No H&M, but some comparable stores. And some much more upmarket ones as well. Based on the list, I feel like H&M should be included.

    I'm not sure where the Nordstrom and Saks outlets fall. You may need to call to clarify.

  4. #3
    Registered User Junior Member
    Posts
    27
    Do people still shop at department stores? Personally, I'm a Maxxanista.

  5. #4
    Registered User Enthusiast
    Posts
    76
    Yeah, adding places like TJ Maxx and H&M may better fit how a lot of people shop today. But when you hit the sales at a Macy's or Bloomingdales, you can do pretty well.

    Anyway, we have the Preferred card because the groceries benefit justifies the fee. Though thanks to the new Costco card, we will not be using the gas benefits from Amex as much.

  6. #5
    Registered User Junior Member
    Posts
    28
    Nordstrom Semi-Annual Sale + BCP + sales tax holiday = BIG SAVINGS

  7. #6
    Registered User Senior Member
    Posts
    190
    I think that Vicky makes a nice case for the department store bonus category. Most people are not willing to wait for the sale. But if you do, and time it well like she is, you end up getting a much better deal. (Just don't make the mistake of rolling those savings into more purchases; bank them instead.)

  8. #7
    Registered User Pro Member
    Posts
    555
    Quote Originally Posted by TheFrugal View Post
    I think that Vicky makes a nice case for the department store bonus category. Most people are not willing to wait for the sale. But if you do, and time it well like she is, you end up getting a much better deal. (Just don't make the mistake of rolling those savings into more purchases; bank them instead.)
    A big part of what I get from the community is the encouragement to focus spending on what I need, and try to buy it at as big a discount as possible. Combining sales and bonus points do that.

    That is why this is a nice tip.

    And why I'm with Madison - I'm a Maxxamista too.

  9. #8
    Registered User New Member
    Posts
    17
    Department stores have great sales all the time. So this is actually a pretty useful bonus category. We knock out a lot of the back to school clothes and shoe shopping with our BCE card.

    Though adding H&M and TJ Maxx would be pretty nice additions.

  10. #9
    Registered User Junior Member
    Posts
    21
    Back to school shopping is not in my wheelhouse yet. But I hear everyone on taking advantage of sales, sales tax holidays and this card to really compound these savings.

    For me, I need to decide if I will be able to control the impulse urge and be willing to plan and wait. I can probably make the switch. I do love saving money after all.

  11. #10
    Registered User Senior Member
    Posts
    190
    Samantha, I think you are going to fit in very well around here.

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