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07-20-2016, 09:39 AM #1
How useful is a department store bonus category?
I've been thinking about getting the Blue Cash card for the grocery store rewards. And I'm torn between paying the fee for the Preferred card or just going with the Everyday card. (I don't like to pay fees.)
But there are other better bonuses with the Preferred card too. Like the department store benefit. But how useful is that? What is included in department stores? I am not a big Macys, Bloomingdales person. So does it include H&M? If so, that could be the tipping for me to go with the Preferred.
07-21-2016, 05:32 PM #2
You can find the store that qualify for bonus category spending by following this link.
The current department stores that qualify are:
• Bon Ton Stores
• Century 21 Department Stores
• J.C. Penney (JCP)
• Lord & Taylor
• Neiman Marcus
• Saks Fifth Avenue
• Stein Mart
No H&M, but some comparable stores. And some much more upmarket ones as well. Based on the list, I feel like H&M should be included.
I'm not sure where the Nordstrom and Saks outlets fall. You may need to call to clarify.
07-21-2016, 06:01 PM #3
Do people still shop at department stores? Personally, I'm a Maxxanista.
07-22-2016, 08:46 AM #4
Yeah, adding places like TJ Maxx and H&M may better fit how a lot of people shop today. But when you hit the sales at a Macy's or Bloomingdales, you can do pretty well.
Anyway, we have the Preferred card because the groceries benefit justifies the fee. Though thanks to the new Costco card, we will not be using the gas benefits from Amex as much.
07-23-2016, 03:29 PM #5
Nordstrom Semi-Annual Sale + BCP + sales tax holiday = BIG SAVINGS
07-25-2016, 07:23 AM #6
I think that Vicky makes a nice case for the department store bonus category. Most people are not willing to wait for the sale. But if you do, and time it well like she is, you end up getting a much better deal. (Just don't make the mistake of rolling those savings into more purchases; bank them instead.)
07-26-2016, 07:38 AM #7
That is why this is a nice tip.
And why I'm with Madison - I'm a Maxxamista too.
07-27-2016, 10:31 AM #8
Department stores have great sales all the time. So this is actually a pretty useful bonus category. We knock out a lot of the back to school clothes and shoe shopping with our BCE card.
Though adding H&M and TJ Maxx would be pretty nice additions.
07-27-2016, 11:43 AM #9
Back to school shopping is not in my wheelhouse yet. But I hear everyone on taking advantage of sales, sales tax holidays and this card to really compound these savings.
For me, I need to decide if I will be able to control the impulse urge and be willing to plan and wait. I can probably make the switch. I do love saving money after all.
07-27-2016, 01:04 PM #10
Samantha, I think you are going to fit in very well around here.