Can't Get a Free Credit Report when Denied?

**Tina** · 04-01-2015, 08:05 AM

If you have been denied credit, do the following:

Send the denial letter to the CRA identified in the denial letter within 60 days of the denial letter, and that CRA must provide a free copy ot their credit report. CRA 612(b) and 615(a)(3) entitles consumers to a free credit report.

This applies for every denial, without any limit.

**sbtdmr** · 10-03-2015, 12:43 PM

Tina,

Thanks for the great tip.

My husband was just denied a new credit card. So we are going to ask Transunion to send us the credit report.

Hopefully, nothing nefarious is going on.

Can't Get a Free Credit Report when Denied?

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