Close
Login to Your Account
No Account?
+ Reply To This
Results 1 to 6 of 6
  1. #1
    Registered User Enthusiast
    Posts
    76

    Old TransUnion Data Almost Cost Me a New Credit Card

    Just applied for a new credit card yesterday. Man did I have to go through some hoops to get approved thanks to Transunion.

    Apparently, my application set off a fraud alert because Transunion was using my old telephone number and address - but I had moved 6 years ago!

    I was able to clear up the mess and get approved for the card. But it took me 30 minutes on the phone with TU to get everything resolved. And, of course, I had to request to speak with a supervisor after I could not understand a word of what the first rep was saying.



    I find it unbelievable that a credit ratings agency could be 6 years behind on a move.

  2. Old TransUnion Data Almost Cost Me a New Credit Card
  3. #2
    Registered User Senior Member
    Posts
    192
    Unbelievable. I'm surprised this issue has not cropped up earlier.

  4. #3
    Registered User Pro Member
    Posts
    572
    You should definitely check your other credit reports. You can do this for free.

  5. #4
    Registered User Senior Member
    Posts
    115
    The Big 3 credit bureaus make their fair share of mistakes.

    I agree that you need to use annualcreditreport. That is what it is there for.

  6. #5
    Registered User Enthusiast
    Posts
    76
    In TransUnions defense, they now have everything cleaned up.

    Also pulled ny reports from Equifax and Experian. They looked up to date.

    As frustrating as it was the other day, it was also a wake up call to remind me to keep on top of these things. And in the end just a minor speed bump.

  7. #6
    Registered User Senior Member
    Posts
    192
    Glad you got everything straightened out.

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •