I have spoken to Experian in regards to how the score is calculated during a dispute. Although, I place no trust whatsoever in what the representatives tell me at any of the three repositories, Experian said the score would remain the same during the dispute. Basically, do not try and dispute something, and immediately see a rise in your score. Those were their worlds. Anyone know about TU's policy? Everytime I call TU, I get a friendly lady, too friendly. It makes me wonder what lies I am being fed.