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  1. #1
    Registered User New Member
    Posts
    6

    credit score needs a boost

    I have a couple of credit cards that is just collecting dust. Should I get rid of them? Is there a better card to consolidate pts before I close them out?


  2. credit score needs a boost
  3. #2
    Registered User Junior Member
    Posts
    36
    As far as I know getting rid of cards cont hurt yor credit

  4. #3
    Registered User Senior Member
    Posts
    100
    I am not aware of any cc that you can consolidate other points from. There are some services that will buy points from you. But I hear it is a rip off. Instead of completely closing out account, you may want to apply for a cc with no annual fee, with same company so you can keep points. You'd be surprised how even small number of points can help you travel when you need it.

  5. #4
    Registered User Semi Pro Member
    Posts
    300
    Does AMEX Blue take airline and hotel points?

  6. #5
    Registered User New Member
    Posts
    1

    Don't get rid of those cards

    Quote Originally Posted by Deb1091 View Post
    I have a couple of credit cards that is just collecting dust. Should I get rid of them? Is there a better card to consolidate pts before I close them out?
    Older, well-maintained accounts that are current are helping your score, the older the better. If you close those cards, your score will drop.

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