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  1. #1

    Discover Consumer Protection Benefits

    Your Discover card contains a ton of perks and benefits that you might not even be aware of.

    These are the type of benefits that are rarely advertised or promoted. But you should know about them, and understand how they can save you money and make you feel more secure using a credit card versus cash:



    • Price Protection - Did you know that Discover will refund the difference up to $500 on eligible items if you find a lower price at any store within 90 days of purchase?
    • Purchase protection - Discover covers your eligible purchases up to $500 if they are damaged or stolen within 90 days of the purchase.
    • Extended Warranty - They will extend the terms of an existing warranty for up to 1 additional year on warranties of 36 months or less.
    • Return Guaranty - Discover will refund the purchase price up to $500 if the original store will not accept your return within 90 days of purchase.

    Don't have a Discover card yet?

    Use CardMatch from CreditCards.com and see your credit profile is a match for Discover. Just checking will not hurt your credit score.

  2. Discover Consumer Protection Benefits
  3. #2
    Registered User Semi Pro Member
    Posts
    271
    The Purchase Protection for damaged or stolen merchandise and Return Guaranty are unheard of.

    I imagine it is only for physical merchandise and not sofware.

  4. #3
    Registered User Semi Pro Member
    Posts
    382
    And don't forget the extended warranty when using your Discover card! No need to ever buy that expensive protection they are trying to sell you at Best Buy.

  5. #4
    Registered User Senior Member
    Posts
    189
    The lesson here is you can buy anytime in November, not pay extra for an extended warranty, and get Discover to refund you the difference if there is good sale on Veteran's Day or Black Friday.

    Seems like a no-brainer to me.

    Now, if they would just do away with needing to keep track of rewards categories and give me straight up 3% cash back on everything ...

  6. #5
    Registered User Semi Pro Member
    Posts
    321
    I think this is why Discover now surpasses American Express in terms of customer satisfaction. That, and its generous rewards program.

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