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  1. #1
    Registered User Pro Member
    Posts
    572

    How Do Your Lower your APR with excellent credit?

    Let's say I have a 750+ credit score, never been late but I still have a 21%+ APR on my card.
    If I request them to lower it does it happen a lot or is it pretty rare?
    It would seem the card issuer would want to keep a good paying customer and accommodate them.
    20%+ APR is high and usually limited to marginal credit profiles.


  2. How Do Your Lower your APR with excellent credit?
  3. #2
    It's very hard if not impossible to lower the APR of an existing card. You usually need to apply for a new card.

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