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03-27-2017, 08:39 AM #1
It Does Not Hurt To Ask -- To Get Your Credit Card Annual Fees Waived
I just came across an article stating that 80% of the people who ask to have a credit card annual fee waived get a positive response. With almost all requests ending in the entire fee being waived.
FWIW, your chances of waiver improve if you pay on time. And maybe hint/threaten you will cancel the card without the waiver.
Also, it does not hurt to ask for lower interest rates (approved 70% of the time) or to waive a late fee (approved 87% of the time).
Read more here: https://www.wsj.com/articles/now-neg...ees-1490587260
03-27-2017, 12:30 PM #2
The competition for credit card users does not hurt.
03-27-2017, 07:07 PM #3
Just remember: everything is negotiable.
03-28-2017, 08:16 AM #4