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  1. #1
    Registered User Semi Pro Member

    Can't Get a Free Credit Report when Denied?

    If you have been denied credit, do the following:

    Send the denial letter to the CRA identified in the denial letter within 60 days of the denial letter, and that CRA must provide a free copy ot their credit report. CRA 612(b) and 615(a)(3) entitles consumers to a free credit report.

    This applies for every denial, without any limit.

  2. Can't Get a Free Credit Report when Denied?
  3. #2
    Registered User Senior Member

    Thanks for the great tip.

    My husband was just denied a new credit card. So we are going to ask Transunion to send us the credit report.

    Hopefully, nothing nefarious is going on.

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