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10-14-2019, 06:08 PM #1
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lowered score
Can anyone explain the rational behind how credit scores are raised or lowered? I have lowered my balances on my credit cards, thus lowering the percentage of used credit. I have no lates or derogatories....Yet, now my score has dropped 40 points on one report and 20 on another. I cannot figure out why!!!
ANYONE???>>>