Hi Everyone! I hope you can help me. I work for a small general contractor and he issued a credit card in my name (on the main account) citicard - so that I can purchase office supplies, pay city plan review fees, etc. The bill is always paid on time, but because that card has a high limit and sometimes has a large balance - it's effecting my credit score! Should I just cancel this card in my name? Or can I contact the credit bureaus and let them know this card isn't paid by me but it's paid by my employer? What if by chance they paid it late - then it would show up on my credit report? There's got to be something I can do........Anything you can do to help me, I would certainly appreciate so much! Thank you!!!