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  1. #1
    Registered User New Member
    Posts
    4

    Denied for a Discover Card - Please Help!

    I just applied for a discover card...and...instantly denied. The only reason i applied is bc my credit karma account said i had good odds of being approved. I know you can call and get someone to look at it, is there a special number or something that will help me get approved?? really want this card and dont want capital one or chase.


  2. Denied for a Discover Card - Please Help!
  3. #2
    I think CreditKarma can be a bit generous with the card recommendations since they make $$$ every time someone is approved. When I first signed up for CK my scores were in the high 600's and it was saying that I had a good chance for approval with virtually every American Express card which is obviously stretching it a bit.
    Need a Card to Build/Rebuild Your Credit With? Read This >> Best Credit Cards For Building Your Credit

  4. #3
    Not sure why i didn't notice this thread sooner - sorry you were denied. Did you pull your real credit report or scores or have you just been going off of CK? You can try to call Discover for reconsideration at 866-219-0214 and they may be able to get you approved, or at least give you a definite reason why you were denied credit. You should also receive a letter with reasons for your denial however they can be a bit.. vague.

  5. #4
    Registered User New Member
    Posts
    13
    if you call the number do they need to pull your credit again?

  6. #5
    Quote Originally Posted by Froggy101 View Post
    if you call the number do they need to pull your credit again?
    Not necessarily - if they pull it again they are required to inform you first.

  7. #6
    Registered User Enthusiast
    Posts
    69
    I've been denied for a lot of cards as well. Its always frustrating. Whats credit karma?

  8. #7
    Quote Originally Posted by AnnaR View Post
    I've been denied for a lot of cards as well. Its always frustrating. Whats credit karma?
    CreditKarma is a service that lets you see your transunion credit score for free.

  9. #8
    Registered User Enthusiast
    Posts
    69
    Quote Originally Posted by CreditDave View Post
    CreditKarma is a service that lets you see your transunion credit score for free.
    Cool! I like free. I'll check it out.

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