SDFCU Secured Card 6.99% and no Annual Fee

**dodge213** · 10-10-2014, 08:21 AM

State Department Federal Credit Union credit card which is secure is a great way to build your credit. The interest rate is a low 6.99% as of Oct. 2014

**Mr Cards** · 10-15-2014, 08:08 AM

That is the lowest I've heard of since before the recession. Great find.

**Frank C** · 10-17-2014, 07:19 AM

They just started reporting it as :secured" in March of this year. Many are disappointed with the change from reporting "CC" to "Secured CC" but happy they had the chance to re-establish credit.

**Maria L** · 10-29-2014, 07:32 PM

Interesting. A secure card with a low rate. I hope it stays the same whenever interest rates rise.

**Toman23** · 12-10-2014, 07:38 AM

That is a great deal and even better than a normal credit card I have although it doesn't offer any reward points.

**Louis** · 02-10-2015, 08:39 AM

Here is another good option I just heard about.
Open Sky has a secured Visa card that does not require a credit check. It also reports to all 3 credit bureaus.
openskycc.com

**Dan B** · 04-02-2015, 07:59 AM

6.99% is an excellent rate to have on a credit card. I've love to have that on an unsecured card.

**credital** · 08-25-2015, 08:16 AM

So they report to the credit bureaus under Secured CC. Does that hurt you?

SDFCU Secured Card 6.99% and no Annual Fee

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