My fiance has the Citi Choice card with 7300.00 extra cash credits he didn't know about. He never used the rewards or even knew what they where. YIKES! He has excellent credit. he carries a balance only sometimes. The offers to use the credit stink! I see they do not let you use them for domestic flights, only international?? Stores only 10% of credit can be used. How can we use these credits best? We need to switch to a new card! We travel a lot. We have a Disney cruise coming up in June 2012. Any ideas on how best to use these credit and what card to change to? HELP!!! thanks!!